VACANCY ANNOUNCEMENTS – CREDIT CONTROL TEAM MEMBER – CEMAC HUB

Job title               : CREDIT CONTROL TEAM MEMBER – CEMAC HUB

Department       : Risk Management

Reporting Line                : Team Lead, Credit Control

Location                :        Douala

Number         : 04

Duties and Responsibilities

• Ensuring that approved credits are within the confines of the bank’s policy and regulatory requirements.
• Ensuring that credit approvers comply with the credit signing limits provisions of the credit policy.
• Reviewing all pre-disbursement/collateral conditions to ensure they are in place prior to the availment of facilities or issuance of bonds/guarantees/ISPO.
• Processing deferral/waiver requests and ensuring that approval is duly obtained in lieu of documentation gaps.
• Issuing bonds and guarantees/ISPOs in line with approval.
• Others as may be directed by Management.

KEY PERFORMANCE INDICATORS

• Quality of Credit Review
• Timely and accurate pre-disbursement review of approved loans
• Level of risk awareness created in the Bank via awareness campaigns on credit documentation.
• Compliance with all regulations and with zero tolerance for regulatory infractions and penalties;
• Achieve maximum  <3%  NPL Ratio
• Zero regulatory/statutory/policy infraction and regulatory penalties. (External Auditors and Regulators’ Exceptions on Credit Risk Mgt related issues)
• Timely rendition of Management reports
• Review of documentation to ensure complete satisfaction of conditions precedent                 (policy guidelines and regulatory provision)
• Issuance of CACOMS and conveyance of approvals in line with approval terms and condition
• Issuance of Bonds and Guarantees in line with approval conditions

Minimum Education Qualifications

• University first degree
• (BA LAW, LLM, MBA, MSC, MA, ML and/or Professional Qualifications is an advantage)

Work Experience

Legal documentation/Credit risk management

 Key Competencies:

 Knowledge

• Knowledge of Credit Risk Management
• Legal Documentation review
• Deep knowledge of the Bank’s Products, Services and Processes
• Familiarity with the current regulatory environment
• Practical knowledge of Credit Analysis and Credit Risk Management
• Extensive knowledge of the bank’s credit policies and
• Sound Knowledge of Central Bank’s policies, regulations and frameworks and their effects on business environment
• Good knowledge of International Financial Reporting Standards
• Excellent interpretation of business needs into operational
• Good Understanding of the relevant Banking Laws and regulation
• Good understanding of the macroeconomic environment

Skills/Competencies/Aptitudes

• Conceptual skills
• Analytical skills
• Good Interpersonal and Communication Skills
• Strong attention to Details
• Ability to work under pressure
• Ability to demonstrate initiative
• Strong interpersonal skills

Application submission

Candidates should send their resume and motivation letter to hcmrecruitcameroon@ubagroup.com, with the heading “CREDIT CONTROL OFFICER  – CEMAC HUB“ Later September 29, 2024

 Only shortlisted candidates will be contacted to proceed to the interview stage.

 UBA Cameroon is committed to meritocracy and inclusiveness and will not unfairly discriminate in recruitment, training, career development and promotion on the basis of race, color, ethnicity, gender, marital status, disability, religion or belief and age.

If you do not receive any response 01 month after this publication, kindly consider your application as non-accepted for this time